monthlii logo
For software, technology and IT services companies

Pay monthly, made simple.

With a funding expert when you need one.

There are no costs or fees to partner with us. Your customers pay monthly and you get paid upfront and in full. Straightforward deals - and renewals - go straight through without your team needing to carry out lengthy admin tasks. When a deal gets complicated, you have a named account manager to call so you're always supported.

Quote Q-2291 · ERP licence, hardware, services
Order total £24,000
£745
/month
Straightforward

Goes straight through

Your customer applies and signs online from the quote, with a decision in minutes. Nobody on your side needs to get involved.

Apply Decision E-sign You're paid
Complex

Call your account manager

Multi-year, bundled or a tricky credit file? Your account manager structures it with you, with a decision within the hour.

AM
Your account manager
01483 413859
Illustrative figure over 36 months. Subject to status.
Decisions in minutes
Over 25 funders
Paid 100% upfront
FCA regulated
25+
funders on one panel
minutes
to a decision; complex cases in 1 hour
3m to 5y
terms to fit the contract
5 star
service rating on Feefo
Six ways to fund a deal, one partner

From 0% to five-year agreements. You're paid in full on every one.

Every customer and every deal is different, so one finance product rarely fits. Choose how each deal is funded, from a standard monthly price to 0%, multi-year bundles, renewals and deferred starts. Your customer gets a clear monthly cost, and you get the full value upfront.

STANDARD

Standard pay monthly

For most deals, where the customer wants a fixed monthly cost and you keep your full price.

  • The funding charge is built into your customer's monthly payment
  • Your list price and margin stay intact
  • Fixed payments over terms from 1 to 5 years
You receive100% of the order value, upfront
CLOSE FASTER

0% Finance

For competitive deals, where you want a stronger close than a discount.

  • Your customer pays the order value and nothing more, split evenly over the term
  • You cover the funding cost instead of cutting your price
  • Your list price stays intact on the quote
  • Build the cost of finance into the price
You receive100% of the order value or less the funding cost upfront
SHARED COST

Shared cost, reduced rate

For deals where a lower rate helps, but 0% is more than you need to give.

  • You cover part of the funding cost
  • Your customer pays a reduced monthly rate
  • Set the split deal by deal, to suit the opportunity
You receiveOrder value less your share, upfront
MULTI-YEAR

Multi-year agreements

For multi-year contracts that bundle licences, hardware and services.

  • One flat monthly fee over two to five years
  • An annual uplift built in from the start
  • Licences, hardware and services in a single agreement
You receiveThe full contract value (2 to 5 years) on day one
RENEWALS

Pay-monthly renewals

For annual renewals that stall on one large invoice.

  • Add a pay-monthly link to your renewal invoices
  • Customers renew on a monthly cost instead of one annual bill
  • Fewer stalled renewals and less chasing for your team
  • Reduce operating costs and improve cash-flow
You receiveThe full renewal value, upfront
IMPLIMENTATION

Deferred start and staged release

For projects where the value arrives at go-live, not on signature.

  • Hold the customer's first payment until go-live
  • Or release funds in stages through the implementation
  • Your customer starts paying once they see value
You receiveFunds upfront, or in stages

Either way, you are paid in full, upfront, and the funder takes the credit risk and collections.

Distribution

Monthly payments everywhere you already sell.

Monthlii isn't one more checkout button. It goes where your deals happen, across every route to market, including the resellers and partners who sell for you. One set of rates, one monthly offer, wherever your customer meets it.

Become a Partner
Website and checkoutWidget or API on product and pricing pages
Quotes, proposals, emails and invoices "From £X per month" under every total
Your CRMSalesforce, HubSpot, Dynamics
Direct sales teamQuotation Builder and shareable links
Resellers and channel partnersThe same monthly offer through your channel

monthlii

Consistent rates and terms, set per product, available on every channel.

API Widget Partner Hub Account Manager
£/month

Your customer sees a monthly figure they can approve, wherever they buy from you.

Reach more buyers

Put a monthly price in front of every prospect, not just the ones who ask your sales team about finance.

Arm your channel

Resellers and partners can offer the same monthly terms, so your pricing stays consistent however the deal is sold.

Keep control

You set which products, terms and rates appear, and see every quote and deal in the Partner Hub.

Flexibility across funders

One application. Over 25 funders behind it.

A single-lender scheme has one appetite, and when it says no the deal stalls. Monthlii sits in front of a panel of over 25 funders, plus Reality Finance's own principal lending, and matches each deal to the one that fits.

01

Deal size and term

Small software renewals to large multi-year rollouts, over terms from 3 months to 5 years.

02

What's being funded

Software, SaaS, hardware and services, together or apart. Some funders won't touch soft costs; others specialise in them.

03

Sector and customer profile

Different funders favour different sectors, trading histories and credit profiles.

04

A "no" isn't the end

If one funder declines, we look across the panel for another route rather than sending your customer away.

A relationship, not just an API

For vendors who want a funding expert on the other end of the phone.

Plenty of providers will hand you an API key and a help centre. Some vendors want that. Many want someone who knows their products, their customers and how their sales cycle really works. That's who we built monthlii for.

Not a call centre. Not a ticket number. A named account manager who picks up when you call.
  • 01Structures complex, multi-year and bundled deals with you
  • 02Joins customer calls when a funding conversation will help you close
  • 03Works the funder panel when a deal is referred or declined
  • 04Briefs and certifies your sales team, and reviews your pipeline with you
AM

[Account Manager name]

Finance and Leasing Expert

Direct line01483 413859
Emailinfo@realityfinance.com
Looks afterYour partner account
In the Partner HubNamed on every page
Arrange a call
Team members with up to 25 years in business finance
How it works

Four steps from quote to paid.

Become a partner
01

Quote

Show a monthly price on your quote, checkout, proposal, email, or invoice, or build it in the Quotation Builder.

02

Apply

Your customer applies online in minutes. No impact on their credit file from an initial quote.

03

Approve

We match the deal to the right funder. Decisions in minutes, and no more than 1 hour for complex cases.

04

Get paid

You receive the full value upfront. Your customer pays in fixed monthly instalments.

Why it works

Good for your business. Good for your customer.

Stop renewals stalling

Spread the annual bill into monthly payments, and reduce your admin costs.

Protect your margin and your project scope

Spreading the cost is a better concession than cutting it, and protects your list price and margin.

Take the revenue, leave the risk

The funder underwrites the customer and owns collections. Bad debt and chasing stay off your books.

Cash in full on day one

No 90 day terms or staged payments. The full contract value lands upfront.

Terms that fit the deal

Multi-year licences, phased rollouts and services structured around the contract.

A faster upgrade path

Customers on a monthly plan add seats, modules and services sooner.

Integration

Live in your existing setup, in five stages.

Most partners are taking applications within a fortnight. Your stack stays as it is; monthlii sits on top of the quote you already send, and your account manager and our integration team walk every stage with you.

Become a partner
Stage 01
Day 1

Scoping and sandbox keys

Agree where monthlii appears. Sandbox keys the same day, nothing else needed to test.

Stage 02
Half a day

Show the monthly price

One call returns monthly figures for your terms, or drop in the widget with no code.

Stage 03
One to two days

Hand over the application

Redirect to or embed the hosted journey. Nothing regulated for you to build.

Stage 04
Half a day

Wire up status updates

Signed webhooks for every status change, mapped straight to your CRM stages.

Stage 05
Go live

Test a live deal, launch

A supervised first deal, production keys and a briefing for your sales team.

?
No developer available? Start with the widget or a Quotation Builder link on your quote, take applications that week and add the API later.
Partner Hub

Everything your team needs, behind one login.

Once you're a partner, the Partner Hub gives your team the tools to quote, sell and track monthly payments, with access set by role.

Quotation Builder

Quick monthly calculator plus a multi-year contract builder with annual uplift. Share a link with your customer's finance team.

Managers and Administrators

Certification

Three levels, from Certified Seller to Certified Partner, with progress tracked for every user.

Managers and Administrators

Resources

Logos, co-branding rules, sales cheat sheet and approved customer stories, always the current version.

Managers and Administrators

Dashboards

Quotes, applications and funded deals. Managers see the whole partner; Administrators see their own.

Scoped by role

Onboarding and API Tools

API keys, the widget, the five stage integration tracker, project plan, testing pack and CRM mapping.

Managers

Agreement and commission

Your agreement, commitments and live commission position for the financial year.

Managers
Log in to the Partner Hub

Not a partner yet? Register interest and we'll set up your first users.

FAQs

Questions partners ask first.

Straightforward answers about integrating with monthlii.

Do we have to choose between the API and working with a person?

No. You get both and choose what will work best for your business. Integrating streamlines the process, straightforward deals flow through the API, widget or Quotation Builder with no involvement from your team. When a deal is complex, you call your account manager. Each deal takes the route it needs.

How fast are decisions?

Decisions come back in minutes. Complex cases, such as larger or multi-year deals, take no more than 1 hour.

What if a funder says no?

Because we work with a panel of over 25 funders, a decline from one isn't the end. Your account manager will look for another route across the panel and keep you and your customer informed.

Who takes the risk if a customer misses a payment or stops paying?

We do! You've been paid in full upfront, so credit risk and collections sit with us, not with you.

What happens if the customer adds licences, modules or services mid-contract?

No problem. We can add another agreement to run alongside the customer's existing one. They can finish on the same date as the current agreement, so everything renews together, or run on their own term if that suits the customer better.

Can we fund multi-year contracts and bundles?

Yes. The multi-year contract builder packages software licences, hardware and services into one agreement, with a standard annual uplift built in, and gives your customer one flat monthly fee.

Can we offer 0%, deferred starts or milestone payments?

Yes. You can cover the funding cost to offer 0%, delay your customer's first payment until go-live, or release funds in stages through an implementation. Your account manager will set out what each option costs, so you can choose the one that fits your offer. Subject to funder and status.

Can our resellers offer monthlii too?

Yes. We can set up your channel partners with the same monthly offer and rates, so your customers see consistent pricing however the deal is sold.

How much developer time does integration take?

Two to three days for the full API build, spread across the five stages. The drop-in widget needs none, and many partners start there.

Become a partner

Tell us about your business.

An account manager will come back to you within one working day to talk through how your customers buy and which route suits you.

Rather discuss on a call?

01483 413859
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#THANKYOU#


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